Use this calculator to project the future value of your monthly systematic investment plan (SIP) or to determine the monthly contribution needed to reach a specific target amount. The model assumes monthly contributions with returns compounded monthly.
Future Value
Total Invested (Principal)
Estimated Profit
Required Monthly Investment
Future Value
Initial Investment
Estimated Profit
Assumptions:
Important: Real-world returns fluctuate. Use this calculator for planning scenarios only.
Future Value Mode: FV = P × [((1 + r/n)n×t − 1) / (r/n)] × (1 + r/n)
Target Mode: P = [FV × (r/n)] / [((1 + r/n)n×t − 1) × (1 + r/n)]
Lump Sum Mode: FV = Principal × (1 + r/n)n×t
Where P = periodic investment, FV = future value, r = annual return rate (decimal), n = compounding periods per year, t = years invested.